Life Assurance

Let us help you find the right protection products for you and your family ensuring complete peace of mind both now and in the future

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Life Assurance Brokers

Unique Finance are experienced Life assurance brokers and can help you find the right protection for your needs.

We can help with sourcing competitive insurance products for you and your family.

What is life assurance?
The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you, your family and your business associates.

A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.

Types Of Life Assurance
While the overall concept of Life Assurance is fairly easy to understand, there are some complexities.

Most importantly, there are different types of Life Assurance products, covering Term Assurance, Whole of Life, Endowment policies and others. However, because of the many options and flexibility, Life Assurance can be a powerful instrument in your financial planning toolkit.

Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.

Speak to a broKer

  • Expert Team

    Our mortgage brokers and account managers have worked in the sector for over 20 years and in this time have been successful in finding solutions for those seeking life assurance and critical illness cover. 

  • Dedicated Service

    We offer a personal service, and provide each client with a dedicated expert life assurance broker who ensures you fully understand the financial product you are selecting and makes sure the process is as simple as possible.

     

Critical Illness Insurance

It's when you need to make a claim that you realise just how wise investing in a critical illness policy can be.

Considering just how many lives are affected by critical illnesses such as heart disease, cancer and stroke, it is surprising that more people do not take out critical illness insurance.

The principle is straightforward; in the event of one or more of the specified illnesses being diagnosed, the insurance company will pay out a lump sum after a specified survival period. Often, critical illness cover is combined with other types of insurance and may even provide an investment element so that, for example, a given sum will be paid out on the death of the insured.

Note - Critical illness policies should be checked as only some forms of cancer, heart attack and stroke are covered by this type of insurance.

 

Get in Touch with the Experts

75 Myddleton Rd, Wood Green,
London N22 8LZ

E: info@unique-finance.co.uk
P: 020 3645 4322

Give us a call or drop by anytime, we endeavour to answer all enquiries within 24 hours on business days.

We are open from 9am — 5pm week days.

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