Residential Mortgage Experts
Unique Property Finance are specialist residential mortgage brokers and have access to exclusive products from across the entire UK mortgage market.
Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. It is therefore imperative that you seek and obtain mortgage advice which is individually tailored to your personal needs and requirements.
We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.
We will search from a comprehensive range of mortgages from across the whole of the UK mortgage market to help you find the most competitive mortgage product.
We look at your mortgage not only as a loan to buy your home, but as part of your overall financial profile, in order that it ties in with your intended retirement date, when you plan to start a family and when you wish to move home.
Based on the information you provide in your meeting with our adviser (it is essential that you provide truthful and up to date information), we will review the mortgage lenders available, some of which offer exclusive products to brokers such as ourselves, to determine which lender will offer you the most attractive mortgage options suited to your particular requirements.
Our mortgage brokers and account managers have worked in the sector for over 20 years and in this time have been successful in finding solutions to a wide range of buy to let scenarios.
We offer a personal service, and provide each client with a dedicated buy to let mortgage broker who ensures you fully understand the financial product you are selecting and makes sure the process is as simple as possible.
First Time Buyers
Being a first time buyer can be both exciting and nerve-wracking at the same time. After all, having finally decided to take your first steps onto the property ladder, most people, when they buy a house, have to borrow some money in the form of a residential, or ‘owner-occupier’ mortgage.
These long-term loans, typically provided by banks or building societies, are secured against the property itself. This may seem simple enough, but there is a wealth of information to take in.
Not only can the choice, at times, be daunting, but these days arranging a residential mortgage or remortgage can be more complex than originally thought.
Unique Property Finance will provide you with independent advice and hold your hand throughout the whole process. We will address all of those If, What and Maybe’s that could come up along the journey to owning your first property.
As a genuinely, independent mortgage broker, Unique Finance has access to all of the mortgage schemes on the market, whether that be high street, broker only lenders, private banks, small building societies or specialist loan providers. We even have access to exclusive products that are not available on the open market.
Our team of advisors at our London office are ready to assist you at each stage of your property purchase, not only helping you to choose the most suitable mortgage, but guiding you through the process with ease from start to finish